| You frequently hear mortgage companies harping about
being a direct lender and how this can save you money on
broker fees and points. The plain fact is that a
Mortgage Broker can
always beat a direct lender's rates and terms! How, you
ask? As a mortgage broker, we have access to
hundreds of lenders with literally millions of products,
programs, rates, and special financing deals. We find the lender with
the lowest rates and terms based on your individual needs.
Direct lenders often have limited products and poorly
trained clerks who try to "plug" you into the hot product
of the day, regardless of whether or not it's the best for
you. With PFS Financial, you have a partner who
helps you to find a great deal every time. APRs Lower with Brokers
A report from the Georgetown University Credit
Research Center said brokers' customers have a lower
annual percentage rate, on average, than bank customers.
Even sub-prime borrowers that used a mortgage broker paid
lower APRs "than borrowers obtaining sub-prime mortgages
from creditors."
PFS Financial Loan Officers have years of training, are licensed, and receive ongoing training as part of
their employment at PFS. We guarantee that you will be
happy with PFS and see the benefit of using a
Mortgage Broker - we work for you!
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